Education Loan Interest Rates in India

Last updated on 2026-01-20

Current Interest Rates

Lender Interest Rate Tenure Processing Fee Last Updated
State Bank of India (SBI) 8.55% – 10.15% Up to 15 years Nil – 1.00% 2026-01-20
Bank of Baroda 8.40% – 10.25% Up to 15 years Nil 2026-01-20
HDFC Credila 9.50% – 13.50% Up to 15 years Up to 1.00% 2026-01-20

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