Terms & Conditions

Terms and Conditions

Welcome to anikumar.net. By accessing or using this website, you agree to comply with and be bound by the following terms and conditions. If you do not agree with any part of these terms, please do not use our website.

1. Use of the Website

The content and tools available on anikumar.net are provided for general informational and educational purposes only. While we strive for accuracy, we do not guarantee the correctness, completeness, or applicability of any calculation or information.

2. Calculators & Tools Disclaimer

All calculators (including tax, salary, EMI, investment, and utility tools) provide estimated results based on standard formulas and assumptions. Actual outcomes may vary due to changes in laws, policies, financial rules, or personal circumstances.

You should always verify results with official sources or consult qualified professionals before making financial, legal, or personal decisions.

3. No Professional Advice

Information on this website does not constitute financial, tax, legal, medical, or professional advice. anikumar.net shall not be held responsible for decisions made based on the use of this website.

4. Intellectual Property

All content on this website, including text, design, logos, calculators, and code, is the property of anikumar.net unless otherwise stated. Unauthorized copying, reproduction, or redistribution is prohibited.

5. Third-Party Links & Advertisements

anikumar.net may display third-party advertisements or links (such as Google AdSense). We do not endorse or take responsibility for the content, products, or services offered by third parties.

6. Limitation of Liability

anikumar.net shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from the use of or inability to use this website.

7. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we handle information and data.

8. Changes to Terms

We reserve the right to modify or update these Terms & Conditions at any time without prior notice. Continued use of the website after changes implies acceptance of the updated terms.

9. Governing Law

These terms shall be governed and interpreted in accordance with the laws of India.

If you have any questions regarding these Terms & Conditions, please contact us through the website.