Home Loan Interest Rates in India

Last updated on 2026-01-20

Current Interest Rates

Lender Interest Rate Tenure Processing Fee Last Updated
State Bank of India (SBI) 8.75% – 9.45% Up to 30 years Up to 0.35% 2026-01-20
HDFC Bank 8.85% – 9.50% Up to 30 years Up to 0.50% 2026-01-20
ICICI Bank 8.90% – 9.65% Up to 30 years Up to 1.00% 2026-01-20
Axis Bank 8.90% – 9.75% Up to 30 years Up to 1.00% 2026-01-20
LIC Housing Finance 8.80% – 9.60% Up to 30 years Up to 0.50% 2026-01-20

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